Credit Card

I do feel a little bit left-out when me and my girl friends are talking about the credit reports. I don't have credit history myself since i don't own anything to build credit. I mean, apply for a credit card is something that me and husband has to agreed about first. However no matter how much I convinced him and making him sure about me paying it myself but he just do not like the idea that one of us is going to have one. I don't know what is up with the cc to him that everytime i mention it to him, he will go crazy.

One time i sign up for the angel card of the VS store without telling the husband and later he found out the letter in the mail, good thing i was denied. (lol) It probably take him a long time to be able to change his perception towards the credit cards but right now, cc are way out of his life. Sometimes i'm happy about the fact that i don't have one whenever some of my friends are whining about their cc but i always thought, its nice to be able to shop, swipe and pay later. (lol)